Are you eligible for the Higher Education Loan Program?

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Are you eligible for the Higher Education Loan Program? Credit: E+

Around three million Australians have a government loan through HELP, the Higher Education Loan Program. You too may be eligible to defer your tertiary tuition fees until you secure a job.


Key Points
  • A HELP loan defers your tertiary course fees until you find a job.
  • You won’t start paying off your loan until your income reaches $51,550 a year.
  • To be eligible you must be an Australian citizen or hold specific visa or residency status.
  • Unpaid HELP debts grow in line with the Consumer Price Index.
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