这项研究由澳大利亚国民银行的理财分支机构MLC对2000名澳洲人进行。
该部门行政总监夏格表示,以前大家会预期下一代的生活会比他们更好。但最新的发现,情况并非如此。调查发现,有三分之二国民认为下一代难以置业。另外,三分之一的国民担心下一代今后的生活水平会比不上自己。
有过半数的被访者还担心,未来十年,自己将无法再维持目前的生活水平。
另有五分之一的人认为,他们将需要依赖家庭的遗产,来支付楼房按揭贷款,或维持家庭开支。
此外,研究数字发现,虽然有半数的退休人士依赖退休金(pension)过活,但数字同时,在即将退休的国民中,只有四成人预期,他们需要依赖政府的退休金过活。夏格表示,这个情况显示退休公积金(superannuation)储蓄计划行之有效。
One-in-five expect they will need to rely on family inheritance to pay off their mortgage or ensure their financial stability.
However, while just over half of those in retirement rely on the aged pension, only around two-in-five Australians who are entering retirement believe they will need to rely on the government.
Mr Hagger said this is a positive sign that the superannuation system is increasing self-sufficiency in retirement.
'That is why it is more critical than ever the objectives of super are enshrined in law as swiftly as possible to avoid constant political tinkering and provide stability and certainly to all Australians,' he said.
The federal government is currently seeking submissions to a discussion paper that aims to enshrine the objective of superannuation into law as recommended by the Murray review into the financial system.
- See more at: http://www.skynews.com.au/business/wealth/2016/04/03/mlc-reveals-next-generation-s-wealth-worries.html#sthash.XYqsRXdv.dpuf
One-in-five expect they will need to rely on family inheritance to pay off their mortgage or ensure their financial stability.
However, while just over half of those in retirement rely on the aged pension, only around two-in-five Australians who are entering retirement believe they will need to rely on the government.
Mr Hagger said this is a positive sign that the superannuation system is increasing self-sufficiency in retirement.
'That is why it is more critical than ever the objectives of super are enshrined in law as swiftly as possible to avoid constant political tinkering and provide stability and certainly to all Australians,' he said.
The federal government is currently seeking submissions to a discussion paper that aims to enshrine the objective of superannuation into law as recommended by the Murray review into the financial system.
- See more at: http://www.skynews.com.au/business/wealth/2016/04/03/mlc-reveals-next-generation-s-wealth-worries.html#sthash.XYqsRXdv.dpuf