紀錄
買保險前做個物品紀錄,總結家中物品值多少錢?應該拍照,並收好單據。
可幫助你。
Make a list of everything of value that you own and want the insurer to cover. Source: AAP
找合適的保險
家居部分很多,有獨立公司也有商業機構提供的。
提供的資料要準確,不要低估物品的價值,做好物品的紀錄,最好每年更新一次。
Shop around for a policy that best suits your needs and protects all that is important to you. Source: AAP
細閱合約
每份保險都不同,最好細閱合約。
一些保意外,一些不保,一些保珠寶至每件五百元。如要保更多,或有其他狀況,如洪水保險,應該加保,盡量多做資料收集或準備。
有用鏈結
www.understandinsurance.com.au
www.understandinsurance.com.au/calculators
www.findaninsurer.com.au
www.choice.com.au/money/insurance/home-and-contents
Always read the fine print, some insurers may charge additional costs for events like flooding. Source: AAP