Small-business owners with smaller financial assets, such as young people and newly arrived migrants, could benefit from the fund.
It comes as the Coalition Government also considers setting up a separate fund to help small businesses grow.
Treasurer Josh Frydenberg says small and medium-sized businesses will soon find it easier to borrow money, thanks to a new taxpayer-backed fund.
Two billion dollars will be available to small banks and non-bank lenders in the coming years to increase competition in a market currently dominated by the big banks.
Mr Frydenberg says the so-called Australian Business Securitisation Fund, which he expects to be operational by the end of 2019, will help fix an imbalance in the loans market.
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