Australia has a housing affordability crisis, with some investors unable to afford their fifth or sixth home.
Even the government has started to notice - Scott Morrison noted this morning that especially in the major cities, young people are essentially locked out of the housing market.
The common wisdom is that Australia's negative dearing and captial gains tax regulations have made it too easy for investors and too hard for first home buyers.
But not everyone's buying it. Mark Humphries comes to the defence of poor investors across the country.
MORE FROM MARK HUMPHRIES
The creation of Kim Vuga
