不過,銀行積極減低定息房貸利率的情況下,客戶有意轉會前,又應作出怎樣的考慮,才能獲取最好的優惠?梁焱剛請來Grip Financial的貸款經理吳嘉彝,在寰宇金融環節作出分析。
2年定息房貸利率破新低 轉會前有乜要考慮?
![RBA's low-interest rates](https://images.sbs.com.au/dims4/default/6260fc9/2147483647/strip/true/crop/1920x1080+0+112/resize/1280x720!/quality/90/?url=http%3A%2F%2Fsbs-au-brightspot.s3.amazonaws.com%2Fdrupal%2Fyourlanguage%2Fpublic%2Ftierra-mallorca-rgj1j8sdeay-unsplash.jpg&imwidth=1280)
Mortgage rates likely to remain at record lows well into 2022. Source: Unsplash/Tierra Mallorca
隨著儲銀的利息水平仍處歷史低位,定息房貸的利率亦變得非常吸引,而今個星期,四大銀行之一更將其2年定息房貸計劃的利率減至1.79%的新低,有規模較小的另一間銀行,之後更將其2年定息房貸利率減至1.69%,情況或令好多房貸客戶心動、有意調整其貸款安排。
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